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    It's a great time to buy a home! Rates are at historic lows. And inventories are at all-time highs. Talk to a Waterstone mortgage professional to get pre-qualified and learn how much you can comfortably afford

    Find the Right Loan

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    Waterstone Mortgage has the power of a mortgage banker and the flexibility of a mortgage broker. It means you get the financial stability of a bank, along with the options a broker can offer.

    About Waterstone Mortgage

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    We offer a Variety of Loan Programs Specifically for First-Time Homebuyers

    Learn More

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    Even if you're not thinking about buying a home, it might be a great time for you to refinance the one you have. What can help you the most? Lower rate? Shorter term? Cash-out for remodeling or bills?
       
    Refinance Now! Speak with a Loan Officer?

Great Time to Buy a Home

Rates are at historic lows. And inventories are at all-time highs.

Best of Both Worlds

The Power of a mortgage banker and the flexibility of a mortgage broker.

First-time Homebuyers

Buying your first home is an exciting adventure.

Is it Your Time to Refinance?

Thinking about buying a home, it might be a great time to refinance.
 
 

Welcome to Waterstone Boise

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home?

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Buy Your First Home
 

Applying for a loan?

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Apply Today
 

Remodeling your home?

If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.
Find the Right Loan
 

 

   
   
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